From $500 to $1,500, entirely online. Set your amount and your repayment rhythm, send a request in under 5 minutes and, once approved, receive your funds the same day.
Prefer to talk? (514) 900 5590
Amount
Repayment
Estimated payment
Estimate only. Your exact terms are shown before you sign.
No office, no phone queue, no paperwork. Everything happens online, at your pace, in a few minutes.
Choose your amount and your repayment rhythm, then complete our short online form. Under 5 minutes.
Instant Bank Verification confirms your information securely online. No credit check, no documents to send.
Sign your contract online. Once approved, the money can be in your account the same day.
A private lender that keeps short-term loans simple, discreet and confidential.
Your credit history isn't a barrier. We use Instant Bank Verification instead.
That's all your request takes, from your phone or your computer.
Nothing to print, scan or send. Everything is confirmed online.
Once approved, you can receive your money the same day.
Weekly, every two weeks or monthly, and repay as fast as you see fit. Pay off early any time, in full or in part.
Your information is handled securely and kept confidential.
Anything else? Call us at (514) 900 5590.
No. We use Instant Bank Verification (IBV) instead of a credit inquiry, so your credit history is not a barrier.
A secure online step that confirms your banking information. That's why there are no documents to send and no credit check.
Between $500 and $1,500. Use the calculator at the top of the page to see your estimated payment.
As fast as you see fit. Choose weekly, every two weeks or monthly payments, and pay off early at any time, in full or in part.
The request takes less than 5 minutes. Once your loan is approved, you can receive your funds the same day.
No. Your request, the verification and the signing of your contract are all done online.
Our rates, a real cost example, the repayment rules and how we review every request.
We offer a maximal annual interest rate of 19.99%. If unpaid, the applicable interest rate is 1.67% per month.
If the loan amount is CAD $500 and the interest rate is 19.99% per annum with payback of 90 days, the loan payable is as follows: loan amount CAD $500 * ( 19.99% / 365 * 90 days ) = CAD $524.65. This will result in a repayment of $174.88 per month for 3 months.
A $500 loan may include optional services, at the customer’s discretion. These services are entirely voluntary and are not required to obtain the loan. Choosing not to enroll will not affect the credit decision or the terms of the loan. If the customer chooses to enroll, fees for optional services may apply. For example, payments would be $145.59 bi-weekly, for a total of $873.54. These amounts include the optional service fees, which are separate from the loan principal and interest. The optional services are provided by a separate entity, which determines its own fees independently. These fees are not part of, and are separate from, the interest charged on the loan.
We will determine your minimum payments together, after verifying your ability to repay and the length of time you wish to make your payments.
Our credit installments are flexible and can be repaid over a minimum of 61 days and up to a maximum of 6 months. However, full or partial payment can be made at any time.
Our business model is compliant with Canadian legal standards. If a particular situation arises during your use of our loan services, our facility is here to assist with payment issues, loan modifications, or any other needs you may have.
Transactions made with our services do not affect your credit score as we do not contact credit institutions for verification purposes.
Loan applications are reviewed through our filtering process to ensure that each borrower has sufficient income to meet repayment obligations. This review includes, but is not limited to: verifying that your monthly employment income is adequate to qualify for the loan, confirming that your bank account does not show a high level of NSF charges, and ensuring that excessive pre-authorized debits are not present, as these could interfere with repayment. If you do not meet these criteria, your loan application will be declined.
We encourage you to borrow in a responsible manner. Although we offer a great way to help you during times of need, the interest rate is higher than that of local banks. Use them only when no other options are available. Use them as seldom as possible. Used in a responsible way, it can be the best option for you. Taking on too many short-term loans simultaneously could result in serious financial problems and too much debt.
Your request takes less than 5 minutes, right from your phone.
or call (514) 900 5590