Private online lending

A loan handled with discretion.

From $500 to $1,500, entirely online. Set your amount and your repayment rhythm, send a request in under 5 minutes and, once approved, receive your funds the same day.

  • No credit check
  • No documents
  • Same-day funds
  • Confidential

Prefer to talk? (514) 900 5590

Set up your loan

Amount

500 $
500 $ – 1 500 $
500 $750 $1 000 $1 250 $1 500 $

Repayment

Estimated payment

0 $per week
Loan details (Repayment)
Total number of payments0

Estimate only. Your exact terms are shown before you sign.

01
$500 – $1,500
Choose the exact amount you need
02
< 5 minutes
To send your request online
03
Your pace
Repay as fast as you see fit
04
Same day
Funds once your loan is approved
How it works

Three steps, quietly done

No office, no phone queue, no paperwork. Everything happens online, at your pace, in a few minutes.

1

Compose your request

Choose your amount and your repayment rhythm, then complete our short online form. Under 5 minutes.

2

Verify securely

Instant Bank Verification confirms your information securely online. No credit check, no documents to send.

3

Sign and receive

Sign your contract online. Once approved, the money can be in your account the same day.

Why VitOPret

Built on trust, delivered with care

A private lender that keeps short-term loans simple, discreet and confidential.

  • 01

    No credit check

    Your credit history isn't a barrier. We use Instant Bank Verification instead.

  • 02

    Under 5 minutes

    That's all your request takes, from your phone or your computer.

  • 03

    Zero documents

    Nothing to print, scan or send. Everything is confirmed online.

  • 04

    Same-day funds

    Once approved, you can receive your money the same day.

  • 05

    Your rhythm

    Weekly, every two weeks or monthly, and repay as fast as you see fit. Pay off early any time, in full or in part.

  • 06

    Secure and private

    Your information is handled securely and kept confidential.

Questions

Answered, plainly

Anything else? Call us at (514) 900 5590.

No. We use Instant Bank Verification (IBV) instead of a credit inquiry, so your credit history is not a barrier.

A secure online step that confirms your banking information. That's why there are no documents to send and no credit check.

Between $500 and $1,500. Use the calculator at the top of the page to see your estimated payment.

As fast as you see fit. Choose weekly, every two weeks or monthly payments, and pay off early at any time, in full or in part.

The request takes less than 5 minutes. Once your loan is approved, you can receive your funds the same day.

No. Your request, the verification and the signing of your contract are all done online.

Rates and terms

Our terms, in writing

Our rates, a real cost example, the repayment rules and how we review every request.

19.99%
Maximum annual rate
1.67%
Per month if unpaid
Your pace
Repay as fast as you see fit
01

02

03

04

05

06

Whenever you're ready.

Your request takes less than 5 minutes, right from your phone.

or call (514) 900 5590